Independent. Aligned. Focused on you and backed by the strength of IHT Wealth Management.

As the founder of Pearlvest Capital, I’ve chosen to align with IHT Wealth Management, a nationally recognized hybrid Registered Investment Advisor (RIA), to bring the highest level of service, flexibility, and investment access to my clients.

This affiliation allows me to operate fully independently, free from the constraints of proprietary products, while leveraging the scale, infrastructure, and institutional resources of a national wealth management firm.

What This Means for You

  • Fiduciary Advice

    I remain your dedicated advisor, always acting in your best interest and offering advice that is objective and personalized.

  • Institutional Access

    Through IHT, I offer a wide range of investment platforms, multiple custodians, and sophisticated planning tools typically reserved for larger firms.

  • Regulatory Oversight

    IHT helps ensure our operations meet the highest industry standards, giving you added confidence in the integrity and security of your financial plan.

  • Collaborative Expertise

    IHT is home to a network of experienced advisors across the country — each with unique specialties and areas of expertise. I regularly collaborate with this trusted peer group to explore strategies, share insights, and bring fresh perspective to complex financial situations.

  • Extended Professional Network

    This affiliation also deepens my access to a curated network of CPAs, attorneys, and insurance professionals across disciplines, so I can surround you with the right experts when the situation calls for it.

Trusted Tools & Resources

eMoney

Sophisticated technology meets meaningful planning.*

At Pearlvest Capital, I use eMoney, one of the industry’s most advanced financial planning platforms, to bring clarity, structure, and foresight to your financial life. But it’s more than just software — it’s the engine that supports a planning process deeply rooted in your goals, values, and evolving priorities.

What This Means for You

  • A Live, Interactive Plan: Your plan isn’t a static PDF we revisit once a year. With eMoney, we can model scenarios in real time — from early retirement or a business sale to purchasing a second home — and see instantly how those choices impact your bigger picture.

  • One Place to See It All: eMoney brings together all aspects of your financial life — investments, real estate, liabilities, cash flow, insurance, and estate plans — into one secure, centralized dashboard.

  • Real-Time Decision Support: Markets move, tax laws change, and life throws curveballs. With eMoney’s dynamic tools, I can adjust your plan quickly to keep you on track no matter what changes.

  • Collaborative & Transparent: You’ll have secure, 24/7 access to your personalized client portal, giving you insight into your finances — and peace of mind knowing everything is organized and aligned with your goals.

Bringing the Human Touch to Powerful Technology

While eMoney provides robust tools, what makes the experience truly powerful is how we use it together. I interpret the data, apply real-world context, and connect the numbers to your life story. It's not about tracking every dollar — it's about ensuring your wealth supports the life you want to live.

Your Assets, Safeguarded by Charles Schwab

Institutional strength. Independent guidance.

I’ve chosen Charles Schwab as the primary custodian for client investment accounts. Schwab is one of the most trusted names in financial services — serving independent advisors and their clients with the same security, technology, and service you’d expect from a leading global financial institution.

What This Means for You

  • Secure Asset Custody: Your accounts are held at Charles Schwab, not at Pearlvest Capital. That means your investments are protected by a separate, well-established custodian with robust safeguards and a long-standing reputation for client care.

  • Unbiased Investment Access: Schwab does not influence the investment recommendations I make. My guidance remains fully independent, and you benefit from a wide open architecture of investment options.

  • Seamless Integration: Schwab’s platform integrates directly with our planning tools, allowing for real-time performance tracking, cash flow management, and seamless account servicing — all under one roof.

  • Modern Client Experience: You’ll have secure online access to your accounts through Schwab’s platform, with the ability to view balances, track transactions, receive paperless statements, and access your portfolio 24/7.

Why It Matters

While I provide the strategy, guidance, and personalized service, Schwab delivers the infrastructure and institutional support to protect what matters most — your assets. Together, we create a secure and transparent foundation for building meaningful, long-term wealth.

When you’re ready to build a strong foundation for today and tomorrow, we’re ready to support you! 

*eMoney Disclaimer

Based on accepted statistical methods, eMoney uses a mathematical process used to implement complex statistical methods that chart the probability of certain financial outcomes at certain times in the future. This charting is accomplished by generating hundreds of possible economic scenarios that could affect the performance of your investments. Using Monte Carlo simulation this report uses up to 1000 scenarios to determine the probability of outcomes resulting from the asset allocation choices and underlying assumptions regarding rates of return and volatility of certain asset classes. Some of these scenarios will assume very favorable financial market returns, consistent with some of the best periods in investing history for investors. Some scenarios will conform to the worst periods in investing history. Most scenarios will fall somewhere in between.